Our Markets

Loan Types

Real Estate Lending that Moves as Fast as You Do

FLIP

Reliable fix-and-flip loans with a simple approval process, competitive rates, and fast closings.

Up to 95% LTC & 100% Rehab (max 75% arv)
48-Hour Closings*
Residential Nationwide (1-20 units)
6 to 24 Month Terms (extension options)
Up to $20 Million Loan
0 Point Options

Get Started

BRIDGE

Move fast with bridge loans that help you outbid competition and maximize returns with high leverage.

Up to 85% LTV (max 75% arv)
48-Hour Closings*
Residential Nationwide
6 to 24 Month Terms (extension options)
Up to $5 Million Loan

Get Started

BUILD

Ground-up construction financing designed for investors and builders who need flexibility, speed, and dependable capital from start to finish.

Up to 95% LTC & 100% Rehab (max 75% arv)
48-Hour Closings*
Residential Nationwide (1-20 units)
6 to 24 Month Terms (extension options)
Up to $20 Million Loan
0 Point Options

Get Started

GAP

Flexible second Trust Deed loans to grow your portfolio, improve cash flow, or unlock equity for the next deal.

Up to 80% LTAIV & 100% Rehab (max 75% arv)
72-Hour Closings*
Residential (1-20 units)
6 to 24 Month Terms (extension options)
Up to $3 Million Loan
Premier Markets Only (NV & CA)

Get Started

RENTAL

Whether you're expanding your portfolio or cashing out your equity, we offer flexible rental loans for every situation.

Up to 90% LTV
NO Minimum DSCR
First-Time Landlords Allowed
Residential Nationwide (1-20 units)
Up to $5 Million Loan

Get Started

HELOC

Tap into your equity with a flexible financing solution that helps you move faster on investment opportunities.

Program details coming soon
Flexible access to equity
Designed for real estate investors
Fast, streamlined process

Get Started

Loan Types

Real Estate Lending that Moves as Fast as You Do

Rates from 8.90%

FLIP

Reliable fix-and-flip loans with a simple approval process, competitive rates, and fast closings.

Up to 95% LTC & 100% Rehab (max 75% arv)
48 Hour Closings*
Residential Nationwide (1-20 units)
6 to 24 Month Terms (extension options)
Up to $20 Million Loan
0 Point Options

Discover FLIP Loans

Rates from 8.90%

BRIDGE

Move fast with bridge loans that help you outbid competition and maximize returns with high leverage.

Up to 85% LTV (max 75% arv)
48 Hour Closings*
Residential Nationwide (except LA, MN, SD, ND)
6 to 24 Month Terms (extension options)
Up to $5 Million Loan

Discover BRIDGE Loans

Rates from 5.70%

RENTAL

Whether you're expanding your portfolio or cashing out your equity, we offer flexible rental loans for every situation.

Up to 90% LTV
NO Minimum DSCR
First-Time Landlords Allowed
Residential Nationwide (except LA, MN)
Up to $5 Million Loan

Discover RENTAL Loans

Hello, Partner

Built by private lenders and real estate investors, ADONI understands what every deal demands. From fix-and-flips to long-term rentals, we bring the experience, insight, and tools to help you move forward with confidence—because we’re more than a lender, we’re your capital partner.

PORTAL

Deploy Capital

stars aligned residential construction project financing

For the Benefit of You

ADONI simplifies capital from launch to closing—powering the growth of your real estate business.

EXPLORE. DISCOVER. FUND.

Loan Types

FLIP

BRIDGE

BUILD

GAP

RENTAL

HELOC

Loan Types

FLIP

BRIDGE

RENTAL

Hello, Partner

For the Benefit of You

Faster Closings

Better Pricing

Higher Leverage

Smoother Process

Flexible Underwriting

Reliable Partner

Funding is the Only Option